Who we help

Later life and legacy

Later life is an opportunity to enjoy what you worked for. We’re here to help you see what your money can support, so you can continue to live the way you want without worrying if you’ll run short later.

Our number one insight?
Meet your own needs first.

“Will my money last?” is perhaps the question we get asked most often. We’ll look at your income, spending, savings, pensions and investments and work out what you need for the lifestyle you want.

Once you know you’ve got enough for the life you want, with some room for the unexpected, you can think about what else you’d like your money to do. You might like to make a big purchase, give a financial gift or pay for a family holiday.

Alice always finds solutions.

We felt at sea working out what to do with pension savings and inheritance after retirement. Finding Alice Ward-Smith at Insight gave us all the answers we needed. She has been invaluable in supporting us with our ongoing questions. Alice’s knowledge and ability to simplify complex financial issues has been fantastic.

It has been refreshing to see her passion for her work and we really benefit from her up to date knowledge of financial changes and new products.

Alice has recommended several tax efficient strategies for us personally and for our family longer term. When fiscal rules change to our detriment Alice finds a solution. She has great attention to detail and responds quickly. We feel our finances are on a much sounder footing.

Alice always finds solutions and through her we have also used the will writing and accountancy services at Insight. Putting aside Alice’s knowledge and advice she is very personable. She is punctual, smartly turned out and has a great memory, taking interest in our large family. We really couldn’t be without her now and have recommended her to a number of other people.

Richard & Meave Marks

A plan that changes with you.

Our cashflow modelling shows how your choices affect your finances over time. We can show you what happens if your spending or future costs change, so you know how much flexibility you have.

We’ll recommend what should happen now and what can wait, and we’ll keep reviewing the plan with you to make sure it continues to work for you.

We give advice based on you.

Answering your questions.

  • Have I kept enough for myself?
  • Could I afford to help my children or grandchildren?
  • Should I start giving money to my family now?
  • What if I need care later?
  • How might inheritance tax affect what I leave?
Sarah Nelis

It’s never too early to think about your legacy. We can talk about what you want to leave behind, bring your family into the conversation if you’d like to and look at the inheritance tax implications. Starting early gives you more time to make choices and act on them.

Sarah Nelis

Independent Financial Adviser at Insight

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How we help.

Our team includes financial advisers, tax specialists, will writers and estate-planning experts. We bring those people together when you need their advice.

We can help you plan financial gifts, optimise your estate for tax efficiency, update your will and put wider estate-planning arrangements in place.

How we'll work with you.

1
We talk
You tell us what’s happening in your life today, and what plans you have for your future.
2
Look at the details
We gather the information we need, compare all your options and give our advice.
3
Put it into action
We’ll bring everything we’ve discussed together, and put your choices into action.
4
And keep it relevant
Plans change as life does, so we’ll review it with you. And we’ll do that in person, regularly.

Let's talk.

You don’t need to arrive with everything organised or know exactly what advice to ask for. We’ll start with what’s happening in your life.

Let's get started