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Insight Financial Associates

Market Commentary

March Market Commentary

Introduction February was another month when all the important news seems to happen in the last week of the month. President Trump delivered the annual State of the Union address on February 6th and announced a second meeting with North Korea’s Kim Jong-un. The two duly met up in North Korea three weeks later, only …

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Household Spending

A snapshot of average weekly household spending

In January, the Office for National Statistics (ONS) released their latest Family Spending Survey, revealing the intimate details of British spending habits. In its 61st year, the report provides an insight into family spending habits, as well as showing how they differ between areas of the country. The average British household spent £572.60 per week …

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Pensions Dashboard

What does a pensions dashboard mean for you?

The development of an online pensions dashboard has been given endorsement from the government and looks as though it will get official approval in 2019. So, what is a pensions dashboard? Keeping track of your pensions can be a real challenge, in fact there is currently over £5 billion worth of unclaimed pensions, sitting untouched. …

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Wha is a partial transfer?

What is a partial transfer?

The contents of this article are for information purposes only and do not constitute individual advice. You may have a defined benefit pension and be aware of pension transfers but not have heard of partial transfers. A partial transfer is a pension option that allows you to transfer a portion of your retirement fund to …

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February Market Commentary

February Market Commentary

Introduction The story of the US/China trade dispute was a thread running through much of last year. Some progress was made in resolving the dispute at December’s G20 summit and that appeared to continue in January with China saying it is ‘ready to work’ with the US. Donald Trump confirmed this, describing a telephone conversation …

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What is the innovative finance ISA?

What is the innovative finance ISA?

Innovative Finance ISAs (IFISA) are a little-known type of ISA that can see competitive returns. Here’s a summary of what they are and how they use P2P lending to secure steady rates of growth: P2P lending P2P lending stands for peer to peer. It’s founded on a pretty straightforward idea: you lend your money to …

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Your State Pensions

As a parent, could you be missing out on your state pension?

There’s no reason why being a parent, and particularly being a non-earning parent with commitments to their children, should put you at risk of decreasing your state pension entitlement. Currently, however, there are potentially hundreds of thousands of people in this exact position – although thankfully, there are steps to take so that it can …

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Annual Company Event

Insight welcome Jake Humphrey

Insight welcomed BT Sport presenter Jake Humphrey at their annual company event. On Friday 18t​ h of January, The Insight Group hosted their annual ‘Vision Day’. The company use this as a chance to come together as a wider group and share with one another the direction of the company. Every year, staff from the …

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January Market Commentary

January Market Commentary

A quiet wind down to Christmas? Everyone leaving their offices early and not much happening in the second half of the month? Nothing could be further from the truth: December was one of the most eventful months of the year and while there was some good news, it was eclipsed by falling stock markets as …

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Inheritance Tax

Inheritance Tax – Could there be a better alternative?

Inheritance tax is enormously unpopular to say the least. A YouGov poll found that 59% of the public deemed it unfair, making it the least popular of Britain’s 11 major taxes. What’s more, the tax has a limited revenue raising ability, with the ‘well advised’ often using gifts, trusts, business property relief and agricultural relief …

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