The beginning of a new year is a great opportunity to get on top of some of the tasks you’ve been putting off for a while. For some people that means a good detox after a Christmas cake binge, picking up the exercise routine that didn’t quite make it out of last february, or committing …
5 Financial Mistakes That Are Costing You a Fortune If you’re anything like me, you’re often more focused on the bigger picture. I prefer to think about earning more, not spending less. But there’s an opportunity cost to everything you spend. Afterall, that’s money that could be making you more money. And …
Why it’s important to raise your financial awareness In today’s changing world we now have time to reflect on our behaviours and start gaining financial awareness and understanding our actions. Life is about choices, and our future lifestyle and security is about the choices we make today. I would like to share …
How to Budget: A Step-by-Step Guide to Creating and Managing a Budget Today I’m going to show you exactly how to create and manage a budget. In fact, this is the exact process that I use to achieve my financial goals. So, if you want to live a debt-free life and take control …
You’ve worked hard to accrue your wealth, so naturally you’ll want to see your finances flourish and develop. That raises the question: how best should you grow your finances? Many people are drawn to banks to save their money, opting for the chance to get some interest and their money back. But in a time …
Over a year and a half ago, a digital revolution introduced a new way for people to handle their money: open banking. All of a sudden at the touch of a button, you could compare household bills, control direct debts and track payments across each of your bank accounts. Consumers can now provide their consent …
A studyfound in 2018 that one in four adults have no savings. Many residents in the UK wish that they had cash to save, however high monthly outgoings and debt clearance seem to take priority. Saving for the little curveballs that life throws your way is a good way to maintain a sound mind, but …
With your capital tucked away in savings accounts, investments and mortgages, you’d assume that there is some kind of protection in place. But exactly how safe are your savings in the event of, for example, an authorised financial services firm going bust? That’s exactly what happened during the 2008 banking crisis, and UK taxpayers had …
The rules around ISAs (or individual savings accounts) change relatively often and different types of ISA rise and fall in popularity depending on where savers consider the most competitive place to put their hard earned money. ISAs are a great way to save because of their tax efficiency. You don’t pay income tax or capital …
