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Market Commentary March 2024

Market Commentary March 2024

Introduction It’s been a mixed picture across the globe in the last few weeks. Many of the world’s major economies have continued to see minimal growth in recent months, while the UK and Japan have slipped into recession. But the US is bucking this trend, as are many emerging markets such as India. As always, …

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The Spring Budget 2024 Overview

The Spring Budget 2024 Overview

Introduction Jeremy Hunt has delivered his Spring Budget, his fourth fiscal event as Chancellor, and the final Budget before a general election. The timing wasn’t ideal for Mr Hunt, as the economy recently slipped into recession and the Conservatives remain well behind in the polls. On the one hand, he would have to be financially …

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Spring Budget 2024 - Snap Reaction

Spring Budget 2024 – Snap Reaction

Jeremy Hunt, the Chancellor of the Exchequer, has delivered his Spring Budget, and we wanted to keep you informed about what has just been announced. We’ll provide more detailed insight over the coming days, but for now, here are the main headlines. Taxes Employee National Insurance to be cut from 10% to 8% from April. …

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Financial Market February 2024

Market Commentary February 2024

Introduction While growth has been stagnant across much of the globe in recent months, various sets of figures have suggested that the corner is finally being turned. For example, inflation is falling, and many analysts believe central banks around the world will start cutting interest rates in the near future. However, recent attacks by Houthi …

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What are we spending our money on

What are we spending our money on?

Every year, we spend our hard-earned money on all sorts of essentials and non-essentials, from food and utility bills to holidays and evenings out. So it’s interesting to observe how much people prioritise what might be termed discretionary purchases even when the economy is going through tough times and money is tight. According to data …

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Five habits for investors

5 habits that investors should adopt today

Experienced investors know that navigating the market takes time, discipline and plenty of strategic thinking. But what if you’re newly embarking on this journey and expecting quick results? Here are some essential habits that you should adopt straight away if you want to maximise your returns. Avoid short-term thinking It’s easy to react to bad …

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Market Commentary January 2024

Market Commentary January 2024

Introduction As the new year gets underway, there are positive signs that the inflation crisis around the world is finally starting to ease. But this doesn’t seem to have been accompanied by a surge in economic growth in many crucial markets. In fact, growth seems stubbornly slow in some countries. As always, let’s take a …

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Savings Advice

Savers are missing out on free money

What do you do with your monthly earnings when they land? Do you leave all the money sitting in your current account? Or do you invest some elsewhere, so you can make your money work hard for you and maximise your returns? Well, a new survey by the Building Societies Association (BSA) reveals that many …

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Private Healthcare

More people in work using private healthcare

It goes without saying that the NHS does an amazing job, thanks to its incredibly talented and dedicated professionals. But it’s far from controversial to say that the health service is under massive strain – and has been for some time. In fact, the NHS backlog recently hit a new record high, with the number …

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Financial Market December 2023

Market Commentary December 2023

Introduction The ongoing crisis in the Middle East continues to dominate the headlines, although the temporary truce which saw many of the hostages in Gaza released was undoubtedly welcome. However, it must be said that the geopolitical tensions caused by the Israel-Hamas conflict pose a very real risk to the wider global economy, which is …

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