If you’re creating a financial plan, with a view to achieving certain ambitions in life, you need to include details. For instance, if you want to travel more in later life, you can’t simply say you’ll put money aside for holidays. Or if you want to retire early, simply putting money into a pension isn’t …
The UK seems to be moving inexorably towards becoming a subscription economy. It is now estimated that 65-70% of UK households are signed up to one or more subscription services, with figures from Barclaycard suggesting that the subscription economy is worth £323m a year. Whether it’s Netflix or Spotify, coffee, razor blades or fresh fruit …
It is now a well-documented fact that the pandemic was good for billionaires. According to Oxfam’s annual report on global inequality – always released to coincide with the World Economic Forum in Davos – the pandemic saw a new billionaire created every day. The world’s ten richest men more than doubled their collective wealth between …
In the past, inheritance tax would have been regarded by many only as something for the super-wealthy to have to think about. But the amount the government has collected in inheritance tax has doubled in the last decade, as more and more people are becoming liable to pay the charge. According to Treasury documents seen …
Spring Statement: Key points at a glance The chancellor’s update on the economy comes amid surging prices for household bills and essentials. Chancellor Rishi Sunak has unveiled the contents of his Spring Statement in the House of Commons. He had been under pressure to help households with the cost of living squeeze, with prices rising …
Introduction On Monday March 23rd 2020, the UK went into its first lockdown, following the outbreak and rapid spread of coronavirus. At this point, Rishi Sunak had been Chancellor of the Exchequer for little more than a month, having replaced Sajid Javid on February 13th. He delivered his first Budget a month later, presenting what …
Ageing and death aren’t easy subjects to think about, but as we get older, they’re topics that it would be foolish to ignore. The average life expectancy in the UK is continuing to increase, which means many more of us might struggle to manage our own affairs and remain independent in the future. That in …
We have written previously about the changes employees want to see post-pandemic. They want a better work/life balance; they want to work for companies whose values they share – and they want their employers to recognise that it’s not just the pay packet at the end of the month. Other things are equally important. These …
As many of our clients will be aware, one of the great worries as the world recovers from the pandemic is inflation. Late last year the Bank of England suggested that inflation ‘might reach’ 5% in 2022. A week later the figures for November came out showing that inflation had already reached 5.1%. The UK …
We don’t want to sit behind screens anymore. According to a recent BBC article, ever-increasing numbers of us have reassessed our work and our lives post pandemic, and we want to work outside. Quoted in the article David Rochefort, a former IT worker, said the pandemic made him want to do something ‘astronomically different.’ “My …
